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Travel Protect, which is underwritten by Travel Insurance Co-ordinators (T.I.C.) offers the following innovative and interesting policy features: Return to Original Trip Destination and Emergency Round Trip.

Travel Protect, which is underwritten by T.I.C. returns people to Original Trip Destination. If you have returned to your province of residence under the ‘Emergency Transportation Benefit’ and the attending physician in Canada determines that the treatment in Canada resolved the emergency, the insurance company agrees to pay up to $2,000.00 maximum when pre-approved for a one-way economy class ticket to your original trip destination. This benefit applies to the insured and one insured travelling companion. The return must occur within the period of coverage originally provided by the policy.

A subsequent re-occurrence or complication of the same medical condition which caused you to be returned home is not covered unless pre-approved by the insurance company.

The ‘Emergency Transportation Benefit’ is when the insurance company agrees to pay the cost to transport you by one-way economy airfare, stretcher or air ambulance to the nearest appropriate medical facility or to a Canadian hospital.

If one of the reasons listed below occurs during the period of coverage and makes it necessary for your immediate return to your province of residence, the insurance company will pay up to $2,000.00 for the actual cost of returning you to your province of residence and then back to your destination to resume your original trip.

Some Eligible Reasons:1)Hospitalization of a family member for a minimum period of 5 consecutive days;2)Death of a family member;3)A disaster which renders your principal residence in Canada uninhabitable.

This benefit is only payable for one economy class round-trip ticket by the most direct route during the period of coverage and must be pre-approved by the insurer.

Emergency round-trip benefits are not payable:1)For single trip plans of 30 days or less;2)For multi-trip plans of 35 days or less;3)When the eligible reason causing your return occurs less than 10 days from the policy expiry date.

Thus, the policy assigned to the traveler reads exactly the aspects that protect you during your business or sightseeing trip. He knows of their profits to cover their expenses as well as the item of the trip that are not paid. It is advisable to read carefully the conditions of the policy to have surprises at the time that is necessary.